The health care problem can be solved by doing three things:
First: Require everyone to have health insurance or pay out of pocket for their health care when it is provided. That would lower the total cost because there would be no free rides. If you do not pay you do not get treated, period.
Second: Let public for profit insurance companies operate WORLD WIDE without any restrictions or government mandates. Competition between for profit insurance companies will take care of lowering cost (along with everyone having insurance) , maintaining quality and providing supply. People with preexisting conditions will be able to buy insurance at a competitive cost (there will even be insurance companies that specialize in this coverage). Unrestricted competition will solve the problems. It works for car insurance and it will work for health insurance too.
Third: Punish people that do not buy health insurance the same way they are punished if they do not buy car insurance. You must show proof of health insurance before you can get a drivers license. Require all school children (Kindergarten through college) to have health insurance before they are allowed in public, private or are home schooled (just like their shots). Reform the tort laws so doctors do not have to be subject to unlimited legal claims.
Who thinks this will not work?
Now the question what about the people that are so poor they don't have a car? I am working on that. Back later.....
Friday, September 4, 2009
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